Appraisal services for Talking Rock and Pickens County homeowners

The top 7 reasons GA homeowners hire Fountain Appraisals:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to lower their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a GA divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate

Own a home in or near Talking Rock, GA and need help determining the price of it?
Contact Fountain Appraisals.

At Fountain Appraisals, we understand the unique needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Fountain Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping people just like you get rid of unneeded PMI insurance.

Challenging Pickens county's assessment of your property

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Fountain Appraisals is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Fountain Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Fountain Appraisals can We can assist you. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.